1. On paying down rental property mortgages 5
  2. Institutional financing for rental property 5
  3. The best of both worlds: A hedged ARM—Part I 8
  4. The best of both worlds: A hedged ARM—Part II 11
  5. How to lock interest rates even when the lender refuses 12
  6. Mortgage rules hurt 15
  7. Can’t finance income properties 17
  8. No more than ten mortgages per person 18
  9. How to use ARMs safely—Part I 19
  10. How to use ARMs safely—Part II 21
  11. Nonrecourse financing 23
  12. The rental property credit crunch—Part I 26
  13. The rental property credit crunch—Part II 28
  14. The rental property credit crunch—Part III 32
  15. Fixed-rate, self-amortizing, conventional apartment mortgage 34
  16. The FNMA multifamily mortgage 37
  17. HUD’s 223(f) apartment building mortgage 39
  18. More than ten mortgages per person—Part I 42
  19. More than ten mortgages per person—Part II 45
  20. Financing check list 47
  21. Rental property finance 48
  22. Finding refinancing: GMACs small apartment building mortgage 49
  23. Financing: Developments in mortgages 50
  24. Financing apartment buildings 51
  25. ‘God willing and the creek don’t rise’ 53
  26. Lines Of Credit 56
  27. Can you get around due-on-sale clauses with living trusts? 59
  28. Lying about family loans 60
  29. How home mortgage lending has changed 61
  30. Buying ‘subject to’ growing in popularity 62
  31. Improve your Fair-Isaac credit score 63
  32. Fraudulent appraisal scam 64
  33. Improved financing of rental property 65
  34. Financing rental houses today 67
  35. Subscriber reports easier investor financing 70
  36. FHMLC will use some Internet appraisals 71
  37. How to Buy Real Estate for Little or No Money Down 72
  38. Up with the secondary market, down with thrifts 73
  39. Preserving existing financing 74
  40. Refinance lessons learned 76
  41. ‘Subject-to’ deals 78
  42. Zero-down notes default 79
  43. Wrap problems 80
  44. Nothing-down program shut down 80
  45. Mortgage-elimination programs 81
  46. Lying on mortgage applications 82
  47. Can you profit from having good financing terms? 83
  48. Predatory mortgage lending 85
  49. IRS denies charity status to seller-funded down-payment gift companies 87
  50. Revamping of the FHA 88

    51. Online resources 89
    Index 91